Answer a few questions to see what options might be available. This won't affect your credit score.
Fill out a simple form with basic information about your financial needs. It only takes about 2 minutes.
Our network of trusted lending partners reviews your information and determines what options may be available to you.
If matched, you'll receive loan offers to review. Compare rates, terms, and choose the option that works best for you.
Once you accept an offer and complete the lender's process, funds are typically deposited directly into your bank account.
No, ElasticCredits is not a lender. We are a loan comparison marketplace that connects consumers with a network of lending partners. We do not make lending decisions or guarantee approval.
Submitting your information through our platform does not impact your credit score. However, if you proceed with a lender's application, they may perform a hard credit inquiry which could affect your score.
Loan amounts vary by lender and depend on factors like your credit history, income, and other financial criteria. Our lending partners typically offer loans ranging from $500 to $35,000.
Funding times vary by lender. Many of our lending partners offer same-day or next-business-day funding once your application is approved and all requirements are met.
APRs vary by lender and depend on your creditworthiness and other factors. Rates can range from 5.99% to 35.99% APR. Always review the specific terms offered by each lender before accepting.
Learn practical strategies to boost your credit score and unlock better loan options. From paying bills on time to managing credit utilization.
Know the difference between APR and interest rate to make informed borrowing decisions. APR includes fees and gives you the true cost of borrowing.
Explore how consolidating multiple debts into one loan could simplify payments and potentially lower your overall interest costs.
Effective Date: January 1, 2025
We collect information you provide directly, including name, email, phone number, address, income, employment information, and financial details necessary to match you with lending partners.
We share your information with lending partners, service providers, and as required by law. We do not sell your personal information to third parties for their marketing purposes without your consent.
We use industry-standard 256-bit encryption and security measures to protect your personal information during transmission and storage.
You may request access to, correction of, or deletion of your personal information by contacting us at privacy@elasticcredits.com.
Last Updated: January 1, 2025
By accessing or using ElasticCredits, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
ElasticCredits is a marketing lead generator and loan comparison platform. We are NOT a lender and do not make credit decisions. We connect consumers with third-party lending partners.
We do not guarantee that you will receive loan offers or be approved for any loan. All lending decisions are made by our third-party lending partners based on their own criteria.
ElasticCredits is not liable for any damages arising from your use of our services or any loan products offered by our lending partners.
ElasticCredits is a marketing lead generator. We are compensated by lending partners for successful referrals. This compensation may impact how and where offers appear on our site.
ElasticCredits is NOT a lender. We do not make loan offers or credit decisions. All loan applications are subject to credit review and approval by independent lending partners. Terms, rates, and availability vary by lender and your qualifications.
Annual Percentage Rates (APR) range from 5.99% to 35.99% depending on the lender, loan amount, loan term, and your creditworthiness. APR is the cost of credit as a yearly rate and reflects both your interest rate and any applicable fees.
Loan amounts typically range from $500 to $35,000. Repayment terms range from 3 to 72 months. Actual loan amounts and terms are determined by individual lenders.
Submitting your information through ElasticCredits will not affect your credit score. However, if you proceed with a lender's application, they may perform a hard credit inquiry which could impact your score.
Services may not be available in all states. Lending partners may have their own geographic restrictions and licensing requirements.